Financing Affordable Housing

Finance more affordable housing

We provide more affordable housing for Utah through
affordable, flexible short-term financing.

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Please provide the following information to help us better understand your real estate needs.

Get Better Terms for Your Project.

Our affordable lending options offer better rates and a flexible
loan-to-value (LTV) ratio of up to 90 percent.

Developers

Reduce your financing costs to work on multiple projects simultaneously while staying within your budget.

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Banks

Leverage our expertise, products and relationships to find qualified projects that fulfill your CRA requirements.

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Non Profits

We prioritize building strong and lasting relationships and making a positive impact over maximizing profit.

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We’re driven by our mission, not our margins.

In partnership with community-minded developers, financial institutions, and nonprofits, we make quality housing more attainable for individuals and families who otherwise couldn’t afford it.

Create more affordable housing for your community

We partner with for-profit and nonprofit developers to finance and complete the development and lease-up of affordable development properties.

Leverage our top-loss position

Protect your capital by letting us take the top-loss position to reduce your risk.

Find creative ways to get deals done

Streamline the underwriting process without compromising quality.

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Affordable Units Financed

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Fund quality projects that make an impact.

Our unique financing guidelines make us a great partner for multi-family, transit-oriented development (TOD), and stand-alone projects.

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UETOD Fund

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Bridge Loan

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Custom Lending

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Strategic Land Acquisition

Work with Quality People

Working with us means connecting with a trusted organization that understands your needs and is easy to work with.

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 5/5

"We like to partner with people who are willing to put money into the projects. That's important to us."

Azure Howe

CFO, Evergreene Management Group

 5/5

"Afforda's flexibility in putting these deals together makes them top of mind when I need affordable capital."

Sharlene Wilde

Executive Director, Sun Country Home Solutions

 5/5

"If we have $1 million in cash available for land acquisitions and we're required to do 50 percent equity per property, we might only be able to buy one site per year. But if Afforda can help us take that number down to 20 percent and put $200,000 into five different sites, we can multiply the number of projects we do at any given time."

Jake Wood

Partner, Director of Affordable Housing, J. Fisher Companies

 5/5

"Creating affordable housing is the end game; that is what our local communities need more of. It’s what the state and county are trying to inspire and what developers plan to build. Banks are committed to help make it happen. Afforda is where these resources come together making it a reality."